The PRESTIGE insurance company offers legal entities or individuals, incl. insurance protection of leased office, administrative, warehouse and production buildings and premises to business entities.   Insurance of leased property that is state or communal property is carried out on the basis of the Law of Ukraine "On Leasing of State and Communal Property".

Advantages of insurance in the PRESTIGE Insurance Company:

• a high degree of insurance protection at moderate insurance costs;
• the opportunity to choose the most optimal amount of insurance protection of one's property interests.

What is insured?

• structural elements of the building (rooms, structures, rooms) - foundation, load-bearing and non-load-bearing walls and partitions, ceilings (ceiling and floor), roof.

What cannot be insured?

• interior decoration of the premises (all types of interior plastering and painting works; wall and ceiling decoration with all types of wood, plastic and other materials; pasting them with wallpaper, floor and ceiling covering (parquet, linoleum, etc.), interior and entrance doors, including glazing; windows, including glazing of balconies and loggias);
• engineering equipment of the premises (systems and equipment of electricity, gas, water supply, heating, sewage, air conditioning, ventilation and satellite television systems, telephone, television, computer cable, sanitary equipment (bathtubs, toilets, sinks, mixers, showers cabins, saunas, radiators, etc.), security alarms, intercoms, etc.);
• movables;
• ground section;
• objects of unfinished construction, property under construction and/or assembly;
• immovable property located in the zone officially recognized by the competent state authorities at the time of concluding the Insurance Contract as a zone of possible natural disaster;
• houses (premises located in houses) that are recognized as being in a state of emergency, subject to demolition or major repair, uninhabited houses/apartments, as well as located in high-risk areas;
• defective and unusable property;
• property located in emergency apartments/houses, in which residence is prohibited or which are not provided with sufficient supervision (cottages, summer houses, etc.).

Who can act as an insured?

Tenants of buildings and/or premises – legal or natural persons, as well as subjects of entrepreneurial activity

What is an insured event?

An insured event is damage, destruction of the insured property as a result of:

• fires; lightning strike; explosion; falling of aircraft or their parts, cargo and baggage from them;
• natural phenomena (storm, hail, flood, earthquake, landslide, collapse);
• water damage from water supply, heating, sewage and similar systems; from sprinkler and drencher systems;
• illegal actions of third parties (intentional destruction or damage, hooliganism);
• collision of vehicles.

What is the sum insured?

The insured amount is determined by agreement of the parties, including on the basis of the amount specified in the lease agreement or in the book value certificate.

Is there a franchise in the contract?

The deductible is set by agreement of the parties as a percentage of the sum insured or in absolute monetary value..

How much is the insurance contract?

The size of the insurance tariff depends on the selected risks, the franchise, the period of validity of the contract, the economic activity of the tenant and other conditions.

For what period can an insurance contract be concluded?

The policyholder independently chooses the term of the contract, it can be up to one year.