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Enterprise transport
Compulsory insurance of drivers against transport accidents
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The program of compulsory insurance against transport accidents will cover material losses associated with damage to the health of the insured person during their stay in transport. It is mandatory for legal entities that have drivers in their state.

 

Advantages of insurance in Prestige Insurance Company:

  • application of a system of discounts for regular customers;
  • free information support of clients on any issues related to insurance and indemnification, including the collection of a package of documents for the payment of insurance compensation from the party responsible for the occurrence of the insured event.

The terms of this type of insurance are regulated by the legislation of Ukraine: Resolution of the Cabinet of Ministers of Ukraine No. 959 of 14.08.1996 "On compulsory personal insurance against transport accidents" with amendments and additions.

What is insured?

Property interests related to disability and health as employees of transport enterprises directly involved in transportation – the driver only for the duration of the trip service, namely:

  • drivers of automobile, electric transport: machinists and assistants to train drivers (electric locomotives, diesel locomotives, diesel trains);
  • metro train drivers, conductors of passenger cars, heads (foremen) of trains;
  • train electricians;
  • Conductors;
  • employees of dining cars, drivers of dresins and other units of rolling stock;
  • mechanics (chiefs) of refrigerated sections (trains);
  • employees of medical teams.

 

Who can act as an insured?

Legal entity or capable natural person – a business entity that owns or operates a vehicle.

 

What can you insure yourself against?

  • Death or death of the insured person as a result of a transport accident.
  • Injury to the Insured when establishing disability as a result of a transport accident.
  • Temporary disability of the Insured due to a transport accident.

 

What is the size of the sum insured?

6 000 tax-free minimum incomes of citizens (102 000,00 UAH) per one Insured..

 

How much does an insurance contract cost?

The maximum insurance tariff may not exceed 0.18% (UAH 183.60) per Insured..

 

For how long can an insurance contract be concluded?

For 1 (one) year

 

What are the amounts of insurance payments stipulated by the contract?

For one Insured person:

  • in case of death of the Insured person – 100% of the sum insured;
  • in case of disability of group I, II or III – respectively 90%, 75% and 50% of the sum insured;
  • in case of temporary disability of the Insured – 0,2% of the sum insured for each day of disability, but not more than 50% of the sum insured.

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