We offer you protection from financial expenses in case of damage to property or health of other persons as a result of a traffic accident (hereinafter referred to as an accident) that occurred through your fault, because compensation for damages to the injured party will be at the expense of the insurance company, as required by applicable law.
According to the Law of Ukraine "On Compulsory Insurance of Civil Liability of Land Vehicle Owners" (came into force on January 1, 2005), each driver while driving a vehicle is obliged to have an insurance policy presented to officials of the National Police of Ukraine, and when crossing the state border of Ukraine - to representatives of the State Border Guard Service at their first request.
Advantages of insurance in Prestige Insurance Company:
- Free information support for clients on any issues related to insurance and indemnification, including the collection of a package of documents for the payment of insurance compensation from the party responsible for the occurrence of the insured event;
- technical consultations, calling ambulance services, the National Police of Ukraine, the transfer of urgent information, etc.
What is insured?
Civil liability of a person driving a secured vehicle for causing damage to health and property to third parties on the territory of Ukraine through his fault. The costs of car repairs and/or restoration of health of people injured in an accident are subject to reimbursement..
Who can act as an insured?
Legal entities and capable citizens (residents and non-residents of Ukraine).
What is an insured event?
An event as a result of which damage was caused to injured third parties during an accident that occurred with the participation of a secured vehicle and as a result of which civil liability of the person whose liability is insured occurs.
What is the sum insured by the contract?
- For harm caused to life and health of victims – UAH 320,000. for each victim.
- For damage caused to property of victims – UAH 160,000. per victim (but not more than 650,000 per insured event).
How much does an insurance contract cost?
The cost is calculated on the basis of the base payment - 180 UAH, which is adjusted depending on the type of vehicle, territory and scope of its use, driving experience, etc.
For how long can an insurance contract be concluded?
Standard - 1 year. The conclusion of an insurance contract for a shorter period, but not less than 15 days, is allowed only in respect of vehicles:
- unregistered – for the time before their registration,
- temporarily registered – for the time until their permanent registration,
- registered on the territory of foreign countries – for the period of their stay on the territory of Ukraine.
Are there any insurance benefits for certain categories of the population?
A 50% discount is provided to citizens of Ukraine to owners of a vehicle with an engine displacement of up to 2500 cubic cm inclusive: pensioners, disabled people of group II, war participants, "Chernobyl" victims of I or II category.
Exempt from insurance:
- combatants;
- disabled war veterans;
- disabled people of group I;
- persons driving a vehicle belonging to a disabled person of group I, in his presence.
In the event of an insured event, the MTIBU is liable for the specified participant.
What documents are needed to draw up a contract?
- a document certifying the identity of the insured (driver's license, passport) or a document confirming belonging to a preferential category (certificate of a war veteran, disabled person of group II, pension certificate, etc.);
- identification number assignment certificate;
- vehicle registration certificate (technical passport);
- protocol for checking the technical condition of the vehicle, subject to mandatory technical control.
