HULL INSURANCE - insurance covering the value of transportation means (vessels, aircraft, railway cars, automobiles) excluding the cargo.
HULL AND MACHINERY INSURANCE - includes insurance coverage for the vessel's hull (including machinery and equipment), freight, and certain other expenses related to the risks of navigation on seas, rivers, and lakes.
HYDRAULIC STATE INSURANCE - a form of insurance in which certain insurers pay insurance contributions from the state budget as mandated by legislation. This includes compulsory insurance for military personnel, employees of law enforcement agencies, tax and customs services, members of parliament, judges, and some other categories of employees.