We offer you protection from financial costs in case of damage to the property or health of other persons as a result of a traffic accident (hereinafter referred to as an accident) caused by your fault, because compensation for the damages caused to the injured party will be at the expense of the insurance company, as required by current legislation .
According to the Law of Ukraine "On Compulsory Civil Liability Insurance of Owners of Land Vehicles" (entered into force on January 1, 2005), every driver is required to have an insurance policy with him when driving a vehicle, which is presented to officials to members of the National Police of Ukraine, and when crossing the state border of Ukraine - to representatives of the state border service at their first request.
Advantages of insurance in the PRESTIGE Insurance Company:
- Free informational support for clients on any issues related to insurance and compensation for damages, including regarding the collection of a package of documents for the payment of insurance compensation from the party guilty of an insurance event.
- technical consultations, calling emergency services, the National Police of Ukraine, transmission of urgent secret information.
What is insured?
Civil liability of a person driving a secured vehicle for causing damage to health and property of third parties on the territory of Ukraine due to his fault. Reimbursable is the cost of repairing a car and/or restoring the health of people injured as a result of a road accident.
Who can act as an insured?
Legal entities and legally competent citizens (residents and non-residents of Ukraine).
What is an insured event?
An event resulting in damage to injured third parties during an accident involving an insured vehicle and resulting in the civil liability of the person whose liability is insured.
What is the sum insured under the contract?
For the damage caused to the life and health of the victims - UAH 320,000. for each victim;
160,000 UAH for the damage caused to the property of the victims. per victim (but no more than 650,000 per insured event).
How much is the insurance contract?
The cost is calculated on the basis of the basic payment — UAH 180, which is adjusted depending on the type of vehicle, the territory and field of its use, the experience of the driver, etc.
For what period can an insurance contract be concluded?
Standard - 1 year. Conclusion of an insurance contract for a shorter period, but not less than 15 days, is allowed only for vehicles:
- unregistered - for the time before their registration
- temporarily registered - for the time before their permanent registration
- registered on the territory of foreign countries - during their stay on the territory of Ukraine.
Are there insurance benefits for certain categories of the population?
A 50% discount is given to Ukrainian citizens who own a vehicle with an engine capacity of up to 2,500 cubic meters. cm including: pensioners, disabled persons of II group, war participants, "Chernobyl" I or II category.
The following are exempt from insurance:
- participants in hostilities
- invalids of war
- disabled people of the 1st group
- persons driving a vehicle belonging to a group I disabled person in his presence.
In the event of an insurance event involving the specified participant, the Motor (transport) insurance bureau of Ukraine is responsible.
What documents are required for signing the contract?
- a document certifying the identity of the insured (driver's license, passport) or a document confirming membership in a privileged category (certificate of a participant in the war, a disabled person of the II group, a pension certificate, etc.).
- certificate of identification number assignment.
- vehicle registration certificate (technical passport).
- protocol for checking the technical condition of the vehicle subject to mandatory technical control.
Tariffs of the mandatory electronic vehicle registration, 455 kb
Tariffs for mandatory blank autocivil, 454 kb