Agricultural machinery insurance: Reliable protection for Your agribusiness
If your company operates in the agricultural sector, you know how crucial the uninterrupted operation of specialized machinery is. Expensive equipment forms the backbone of your operations, and any breakdown, damage, or loss can lead to significant financial losses and downtime. That's why PRESTIGE Company offers to help you select the optimal program and arrange a specialized machinery insurance policy to ensure the stability and protection of your agribusiness.
Advantages of insuring with PRESTIGE Company
By choosing us, you get:
- Discount System: A flexible discount system for our loyal clients.
- Free Information Support: Our specialists will provide comprehensive consultations on any issues related to insurance and claims settlement, including collecting documents for receiving insurance compensation from the party responsible for the insured event.
- Fast Policy Issuance: We value your time, so we offer quick policy issuance that does not require mandatory inspection of specialized machinery by an insurance expert.
What Is insured?
The following equipment is subject to insurance:
- Agricultural machinery and equipment: Includes tractors, combine harvesters, and other harvesting equipment used in the forestry industry.
- Trailed implements: Seeders, plows, cultivators, mowers, etc.
Who can be the policyholder?
The Policyholder can be a legal entity or an individual who has property interests, not contradicting Ukrainian legislation, related to the ownership, use, and disposal of the insured property.
What can be insured against?
The specialized machinery insurance policy covers the following risks:
- Fire; lightning strike; explosion; falling of aircraft or their parts, cargo, and luggage from them.
- Natural phenomena: Storm, hail, flood, earthquake, landslide, soil subsidence, rockfall.
- Unlawful actions by third parties: Robbery or assault, willful destruction or damage, hooliganism.
- Accident.
Insurance sum and policy cost
- What is the insurance sum? The insurance sum is set at the actual value of the property, determined based on a specialist's property valuation report.
- How much does the insurance policy cost? The cost of the policy depends on the type of mobile machinery, the insurance sum, insured risks, deductible, and other factors. The insurance tariff ranges from 0.428% to 3.0% of the insurance sum.
For what term can the insurance policy be concluded?
The insurance policy can be concluded for a term from 15 days to 1 year.
Ensure reliable protection for your agricultural machinery and minimize financial risks for your agribusiness. Contact PRESTIGE Company today to receive a personalized consultation and choose the optimal insurance option!