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Company property insurance
Property insurance of legal entities | "Commerce" program
Страхування майна у Страховій компанії «ПРЕСТИЖ» PJSC "Company "PRESTIGE" offers comprehensive property insurance solutions for legal entities, providing an unparalleled level of protection for your property interests. We understand how crucial it is for any business to minimize risks associated with unforeseen events to ensure stable operations. Our insurance contracts are designed to safeguard your assets against various threats that may arise during your business activities.

 

Our advantages: why choose PJSC "Company "PRESTIGE"?

Partnering with PJSC "Company "PRESTIGE" gives you a number of key benefits, making us a reliable partner in insurance protection:

 

What can be insured?

We accept a wide range of property for insurance that is critically important for your company's operations:

Real Estate:

Movable Property:

 

Who can be the policyholder?

The policyholder can be any legal entity, regardless of its form of ownership, that has a legitimate property interest associated with the ownership, use, or disposal of property, and this interest does not contradict current Ukrainian legislation.

 

What constitutes an insured event?

An insured event is an occurrence that results in damage to or destruction of the insured property, and which is provided for by the terms of the insurance contract. Typical insured risks include:

Fire Risks:

Natural Phenomena:

Water and/or Other Liquid Damage:

Resulting from damage to water supply, sewerage, heating, and firefighting systems, as well as water or other liquid penetration from adjacent premises, occurring due to:

Unlawful Actions of Third Parties:

Other Events:

Determining the insurance sum:

The insurance sum is the maximum limit of the insurer's liability, set at an amount that does not exceed the actual value of the insured property at the time the contract is concluded. Insured property can be insured:

Application of the deductible (franchise):

The deductible is the portion of the loss not reimbursed by the insurance company. It is established by agreement of the parties as a percentage of the insurance sum or as an absolute monetary amount. The presence and size of the deductible directly affect the cost of the insurance policy: the higher the deductible, the lower the insurance premium, as part of the risk is transferred to the policyholder.

 

Cost of the insurance contract:

The basic insurance tariff ranges from 0.07% to 3% of the insurance sum. The final cost of the insurance contract depends on many factors, including:

 

Term of the insurance contract:

The policyholder has the flexibility to choose the term of the insurance contract. The term can range from 1 month to 1 year, allowing the contract to be adapted to your financial cycles and business plans.

 

We invite you to contact PJSC "Company "PRESTIGE" for a personalized consultation and a calculation of the cost of insuring your company's property. We are ready to offer a solution that best meets your needs and provides reliable protection for your assets.


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