If your company operates in the agricultural or construction sectors, we encourage you to consider an insurance policy for your specialized equipment.
Advantages of insuring with PRJSC "Company "PRESTIGE":
- Discount system for loyal clients.
- Complimentary informational support for clients on any insurance-related questions.
- Prompt contract processing.
What is Insured?
This policy covers machines permanently installed on mobile mechanical vehicles, self-propelled or mobile machines designed for operation while moving or for use at various sites, including, but not limited to:
- Tractors, self-propelled road and construction machinery.
- Agricultural machinery (combines, etc.).
- Other machines intended for operation while moving or for use at various sites.
Who can be the policyholder?
Any legal entity or individual / individual entrepreneur who has an insurable interest. This specifically refers to property interests that do not contradict Ukrainian law, related to the ownership, use, and disposal of the mobile machine and/or its additional equipment.
What can you insure against?
- Road Traffic Accidents (RTAs).
- Fire; lightning strike; explosion.
- Falling of aircraft or their parts, cargo, and luggage from them.
- Natural phenomena (storm, hail, flood, earthquake, landslide, soil subsidence, collapse, etc.).
- Unlawful actions of third parties (robbery or assault, willful destruction or damage, hooliganism).
- Other accidental events stipulated in the contract, considering the specific operational conditions of the relevant vehicles/equipment.
- Illegal appropriation.
What is the insurance sum?
The insurance sum is set at the actual value of the property, determined based on its appraised value. The appraised value of the property is established by a specialist's property valuation report.
How much does an insurance contract cost?
The cost of the contract depends on the type of mobile machinery/equipment, the insurance sum, the list of insured risks, the deductible, the contract term, the number of insured machines, and other factors. It ranges from 0.9% to 5.0%.
For what period can an insurance contract be concluded?
From 3 months to 1 year.