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Transport
Mandatory Car Civil

Mandatory Motor Third-Party Liability Insurance: Your Reliable Protection on the Road

Protect yourself from unforeseen financial losses that can arise from a road traffic accident (RTA) caused by your fault. Thanks to mandatory third-party liability insurance for owners of terrestrial vehicles (MTPL), or "autocivilka," the insurance company will pay compensation for damages to the injured party, as required by current legislation.

According to the Law of Ukraine "On Mandatory Third-Party Liability Insurance for Owners of Terrestrial Vehicles" (in its new version, effective from January 1, 2025), every driver is obliged to carry an insurance policy while driving a vehicle. This policy must be presented to officials of the National Police of Ukraine, and upon request, to representatives of the State Border Guard Service when crossing the Ukrainian border. Vehicle operation in Ukraine is permitted only with a valid policy. Your vehicle must be insured before it is first used on public roads in Ukraine.

An internal insurance contract becomes effective from the date and time specified in the contract as the start of its validity, but no earlier than the date and time the corresponding entry is made in the Unified Centralized Database. The contract ceases to be valid at 24:00 on the date specified as its termination date. The insurance premium must be paid in full before or at the time of concluding the MTPL contract.

 

 

What is insured and who can be the policyholder?

 

What constitutes an insured event?

An insured event is an occurrence that causes harm to third parties during an RTA involving the insured vehicle, which leads to the civil liability of the person whose liability is insured.

 

Insurance sum and contract cost

 

Contract term and benefits

 

Required documents for processing the contract

To process the contract, you will need:

 

To learn more about the insurance terms and calculate the contract cost, please call us or leave a request. Our specialists will provide you with all the necessary information.

 

 

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