Children's accident insurance: protection for Your little ones

Children lead active lives, constantly exploring the world and always on the move. They often play sports and attend various clubs, which, unfortunately, increases the likelihood of injuries and damages. While scrapes heal and fractures mend, such incidents are always accompanied by significant financial costs for treatment and rehabilitation.

That's why PJSC "Company "PRESTIGE" offers you an effective solution—children's accident insurance. This agreement will provide financial protection for your family, allowing you to focus on your child's quick recovery instead of searching for funds.

Advantages of insuring with "PRESTIGE" Company

By choosing our company to insure your child, you get:

• Avoid significant financial expenses: We cover the costs associated with your child's treatment and health recovery in the event of an accident.
• Free consultations: Our specialists will provide you with complete information on what to do if an insured event occurs, so you feel confident and informed.
• Fast payouts: You'll receive insurance payments upon the occurrence of the injury, not at the end of the entire treatment period, allowing you to quickly cover urgent expenses.

What Is insured and who can be the policyholder/insured person?

• What is insured? Insured interests that do not contradict the law and are related to the life, health, and working capacity of the Insured person.
• Who can be the Policyholder? The Policyholder can be a legally capable individual (a resident or non-resident of Ukraine, a stateless person), as well as a legal entity regardless of the form of ownership.
• Who can be the Insured person? Any individual aged 7 to 16 years, on whose behalf the insurance contract is concluded. With prior agreement between the parties, individuals aged under 7 years and from 16 to 18 years may also be insured.

What constitutes an insured event?

An insured event is:

• Traumatic injury or other health disorder of the Insured person, as provided in the table of insurance payouts, resulting from an accident.
• Death of the Insured person due to an accident that occurred during the contract period.

Insurance sum and contract cost

• What is the insurance sum? The insurance sum can range from 1,000.00 to 50,000.00 hryvnias.
• How much does an insurance contract cost? The cost of the contract depends on the selected risks, the term and territory of the insurance contract, and the number of insured persons. The annual insurance tariff is from 0.1% to 3% of the insurance sum.

Contract term and payout amounts

• For what period can an insurance contract be concluded? The contract can be concluded for a period from 1 day to one year.
• What are the insurance payout amounts provided by the contract?
  • In case of death (fatal injury) of the insured person – 100% of the insurance sum.
  • In case of traumatic injury or other health disorder – in amounts determined in the table of insurance payouts.

Coverage territory and documents for processing

• Coverage territory of the contract? Usually, it is Ukraine, unless otherwise agreed between the parties when concluding the insurance contract.
• What documents are needed to process the contract? To process the contract, you will need: a certificate of identification number assignment, the Policyholder's passport, and the child's birth certificate.

Provide reliable protection for what's most precious—your child! Contact PJSC "Company "PRESTIGE" today to learn more and arrange an insurance contract.

  Application for insurance payment under the Accident Insurance Contract