The PRESTIGE insurance company offers you to insure an apartment (house) and the property in the apartment without wasting time and money, namely, under household property insurance programs; and comprehensive property insurance (Express) for a minimal fee and without prior inspection and assessment of the property by experts.
Advantages of insurance in the PRESTIGE Insurance Company:
- guaranteed protection of property interests against unforeseen events and costs for restoring damaged or lost property for a minimal fee;
- quick execution of the contract, which does not require an inspection and assessment of the property by an insurance expert;
- completeness and timeliness of receiving compensation for damages caused by fire, gas explosion, natural phenomena and water damage, as well as illegal actions of third parties, etc.
What can be insured?
- structural elements (load-bearing and non-load-bearing walls and partitions, ceilings (ceiling and floor));
- interior decoration (all types of interior plastering and painting works, including stucco works; wall and ceiling decoration with all types of wood, plastic and other materials; pasting them with wallpaper, floor and ceiling covering (including parquet, linoleum, etc. ), interior and entrance doors, including glazing; windows, including glazing of balconies and loggias);
- engineering equipment (systems and equipment of electricity, gas, water supply, heating, sewage, air conditioning, ventilation and satellite television systems, telephone, television, computer cable, sanitary equipment (baths, toilets, sinks, mixers, showers , saunas, radiators, etc.), security alarms, intercoms, etc.);
- movable property (furniture (including built-in): kitchen, wardrobes, beds, sofas, tables, chairs, cabinets, etc.; large-sized electrical household appliances (refrigerators, freezers, dishwashers, washing machines, sewing machines, dryers and ovens, kitchen stoves) ); small electrical household appliances (microwave ovens, mixers, coffee grinders, heaters, vacuum cleaners, etc.); means of communication (telephones, fax machines, answering machines, etc.); video, audio, radio, equipment (televisions, projectors, players, radio receivers, etc.), photo and video cameras, watches, computer equipment and office equipment; books, dishes, bedding, children's toys; tools; clothes, shoes, sports equipment, bags (suitcases), musical instruments; interior items ( curtains, blinds, cornices, carpets, lamps)).
Who can be the Insured?
A person who is the owner or user or administrator of a residence (apartment, house).
Insurance risks?
- fire, lightning strike; explosion, fall of aircraft or their parts, cargo and baggage from them;
- natural phenomena (storm, hail, flood, earthquake, landslide, collapse);
- water damage from water supply, heating, sewage and similar systems;
- illegal actions of third parties (theft with penetration, robbery or robbery, intentional destruction or damage, hooliganism);
What is the sum insured?
The insured amount under the household property insurance program is set at the actual value of the property.
The insurance amount under the comprehensive property insurance (Express) program depends on the selected insurance "insurance package" and can range from UAH 5,000.00 to UAH 1,000,000.00.
How much is the insurance contract?
From 120 UAH or more per year.
For what period can an insurance contract be concluded?
From 15 days to 1 year.
What documents are required for signing the contract?
Certificate of assignment of an identification number, passport of the Insured, statement describing the property to be insured.