Home insurance: Reliable protection for your home with PJSC "Company "PRESTIGE"

PJSC "Company "PRESTIGE" offers you insurance protection for your home – an apartment or house – as well as everything stored within it. We'll help you do this quickly, efficiently, and without unnecessary financial costs, using the best insurance terms from our reliable partners.

We understand how important it is for you to feel secure. That's why our specialists are ready to provide you with a detailed consultation and conclude an insurance agreement with optimal terms, designed specifically for you.

Why choose home insurance with PJSC "Company "PRESTIGE"?

Partnering with us gives you several significant advantages:

• Reliable Protection at an Optimal Price: Get effective protection for your property interests against unexpected events and financial losses related to the restoration of damaged or lost property, all at an affordable price.
• Fast Processing: Our specialists ensure quick and convenient processing of your agreement, saving you time.
• Guaranteed Payouts: We cooperate with leading insurance company partners, which guarantees full and timely compensation payments for damages. These damages can arise from fire, gas explosion, natural disasters, water damage, as well as unlawful actions by third parties, and other events.

What exactly can be insured?

We accept for insurance property that you own, use, or manage, as well as possible damages or expenses related to it. This includes:

• Structural elements: Load-bearing and non-load-bearing walls and partitions, ceilings, and floors.
• Interior finishing: All elements of renovation and decor of the premises.
• Engineering equipment: Systems and equipment for electricity, gas, water supply, heating, sewerage, air conditioning, ventilation, satellite television, and more.
• Movable property:
  
  • Furniture: All types of furniture, including built-in kitchens, wardrobes, beds, sofas, tables, chairs, nightstands.
  • Large household appliances: Refrigerators, freezers, dishwashers, washing machines, sewing machines, dryers, ovens, kitchen stoves.
  • Small household appliances: Microwaves, blenders, coffee grinders, heaters, vacuum cleaners.
  • Communication devices: Telephones, fax machines, answering machines.
  • Video, audio, radio equipment: TVs, projectors, players, radio receivers.
  • Photo and video cameras, computer equipment, and office equipment.
  • Musical instruments, interior items, and much more.

Who can be the policyholder?

The policyholder can be the owner, user based on a lease agreement, or manager of the home (apartment, house).

Insured risks and events

Insured risks are events for which insurance occurs, characterized by probability and randomness. You can choose risks from the following list:

• Fire risks: Fire, explosion, lightning strike.
• Natural disaster: Various natural phenomena.
• Water and/or other liquid damage: Flooding, damage to plumbing systems, etc.
• Unlawful actions of third parties: Theft, robbery, assault.
• Falling objects or entities onto the property.
• Collision with vehicles.
• Military risks (possible additional coverage).

Insured events under the insurance agreement are considered damage, destruction, or loss of all or part of the insured property as a result of an event defined as an insured risk according to the Agreement.

Insurance sum and contract cost

• Insurance sum: The insurance sum under the insurance agreement is determined at the actual value of the property or by agreement of the Parties within the framework of proposals from Partner Insurance Companies.
• How much will the insurance agreement cost? The cost is individual and depends on the chosen insurance terms, the value, and specific characteristics of the insured property.

Contract term and required documents

• For what period can an insurance agreement be concluded? The agreement can be concluded for a period from 1 month to 1 year.
• What documents are required to process the agreement? To process the agreement, you will need: a certificate of identification number assignment, the Policyholder's passport, a completed insurance application in the form approved by the Insurer, and other documents depending on the type of property to be insured.

Ready to ensure peace of mind and protection for your home? Contact our specialists for a consultation and to conclude an insurance agreement with the best terms, designed specifically for you!