Life and health accident insurance: protecting Your well-being Accidents can happen to anyone, causing not only physical pain but also significant financial difficulties related to treatment, rehabilitation, and loss of income. PJSC "Company "PRESTIGE" offers comprehensive life and health accident insurance to help you protect yourself and your family from these unforeseen expenses.   Advantages of insuring with "PRESTIGE" Company By choosing our company for your insurance needs, you gain: Compensation for lost income: Receive compensation payouts to help cover lost wages during treatment and temporary loss of working capacity. Flexible terms: You have the option to choose the insurance sum, necessary insured risks, and the type and term of insurance, including even short-term periods. Free informational support: We provide comprehensive consultations on any questions related to insurance and actions in case of an insured event, ensuring you feel confident. Prompt payouts: Receive insurance payouts upon the occurrence of an injury, without waiting for the entire treatment period to end, allowing you to quickly cover urgent expenses.

What Is insured and who can be the parties to the contract?

• What is insured? The object of insurance is property interests that do not contradict the law and are related to the life, health, and working capacity of the Insured person.
• Who can be the Policyholder? The Policyholder can be a legally capable individual (a resident or non-resident of Ukraine, a stateless person), as well as a legal entity regardless of the form of ownership.
• Who can be the Insured person? Any citizens aged 1 to 70 years.

What constitutes an insured event?

An insured event is considered to be:

• Death (fatal injury) of the insured person.
• Establishment of Group I-III disability for the insured person (including a change to a higher disability group).
• Traumatic injury or other health disorder of the insured person that occurred as a result of an accident. 

Insurance conditions: sums, cost, and terms

• What is the insurance sum? The insurance sum is set in the range from 1,000.00 to 50,000.00 hryvnias.
• How much does the insurance contract cost? The cost of the contract depends on the chosen insurance option, insurance sum, contract term, and the profession of the Insured persons. The annual insurance tariff is from 0.1% to 5.0% of the insurance sum.
• For what term can the insurance contract be concluded? The contract can be concluded for a term from 1 day to one year.

Insurance payout amounts

• In case of death (fatal injury) of the insured person – 100% of the insurance sum.
• In case of establishment of primary disability (including a change to a higher disability group):
  • Group I – in the amount of 70 - 100% of the insurance sum.
  • Group II – in the amount of 50 - 80% of the insurance sum.
  • Group III – in the amount of 30 - 60% of the insurance sum.
• In case of traumatic injury or other health disorder – in amounts determined in the table of insurance payouts, which is an integral part of the contract.

Coverage territory and required documents

• Coverage territory of the contract? The contract is valid on the territory of Ukraine, unless otherwise agreed between the parties when concluding the insurance contract.
• What documents are needed to process the contract? To process the contract, you will need: a certificate of identification number assignment, the Policyholder's passport, and the Insured person's passport.

Ensure financial peace of mind and confidence in any situation for yourself and your loved ones. Contact PJSC "Company "PRESTIGE" today to learn more and choose the insurance program that best suits your needs.