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Company property insurance
Insurance of rented property of legal entities
Страхування орендованого майна у Страховій компанії "ПРЕСТИЖ"

Rental property insurance: reliable protection for Your business with PJSC "Company "PRESTIGE"

PJSC "Company "PRESTIGE" offers a comprehensive solution to ensure the financial security and protection of your property interests related to the operation of rented office, administrative, warehouse, and production buildings and premises. This service is available to both legal entities and individual entrepreneurs.

Insuring rented property that is state or communal property is especially relevant, as it's mandated by the Law of Ukraine "On the Lease of State and Communal Property," making it a compulsory component for many tenants.

Why choose insurance with PJSC "Company "PRESTIGE"?

Partnering with us guarantees you a number of significant advantages:

 

What can be insured?

We accept the structural elements of rented buildings and premises for insurance, which are integral parts of the structure and form its foundation:

 

What cannot be insured?

To avoid misunderstandings, it's important to note that some types of property are not insurable under this type of contract:

 

Who can be the policyholder?

The policyholder for this contract can be any legal entity, regardless of its form of ownership, that has a legal property interest related to the ownership, use, or disposal of the property, and this interest does not contradict current Ukrainian legislation.

 

What constitutes an insured event?

Insured events are damage to or destruction of the insured property resulting from events clearly stipulated by the contract terms, namely:

Fire Risks:

Natural Phenomena:


Water and/or Other Liquid Damage:

Due to damage to water supply, sewerage, heating, and firefighting systems, as well as water and/or other liquid penetration from adjacent premises, resulting from:


Unlawful Actions of Third Parties:


Other Events:

 

What is the insurance sum?

The insurance sum is determined by agreement of the parties, providing flexibility in setting the liability limit. It can be based on the amount specified in the lease agreement or on information provided in a certificate of the book value of the insured property. This ensures adequate coverage commensurate with the value of the rented asset.

 

Is a deductible (franchise) stipulated by the contract?

Yes, a deductible is established by agreement of the parties. It can be defined as a percentage of the insurance sum or as an absolute monetary amount. The deductible is a risk management tool that impacts the cost of the insurance policy – the higher the deductible, the lower the premium, as part of the risk is assumed by the policyholder.

 

How much does an insurance contract cost?

The basic insurance tariff for rented property insurance ranges from 0.07% to 3% of the insurance sum. The final amount of the insurance tariff is individual and depends on several key factors:

 

For what period can an insurance contract be concluded?

The policyholder has the option to choose the term of the contract. It can be concluded for a period of up to one year, allowing for flexible planning of your insurance protection.

 

We invite you to contact the specialists at PJSC "Company "PRESTIGE" for a detailed consultation and an individual calculation of the cost of insuring your rented property. We will ensure your business receives reliable protection!


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