PJSC "Company "PRESTIGE" invites your organization to enter into an insurance agreement that provides reliable protection against insured events related to compensation for damages caused to the life, health, and/or property of third parties that occur during your company's production processes or facility operations.

Advantages of insuring with PJSC "Company "PRESTIGE":

• Expert support in determining the necessary insurance terms.
• High level of insurance protection from leading Ukrainian insurance companies at an affordable cost.
• The ability to select the optimal scope of insurance coverage for your proprietary interests.

What is insured?

The property interests of enterprises and organizations that involve compensating material damages or harm to the life and health of affected individuals, if such harm was caused to third parties during business operations.

Who can be the policyholder?

A legal entity or an individual entrepreneur engaged in business activities, established and registered in accordance with Ukrainian law. The policyholder can be either the owner or the tenant of the premises where the insured business activity is conducted.

What insured risks are covered?

• The policyholder's liability to third parties for damages arising from the policyholder's activities (as a subject of commercial/economic/professional activity), specifically:
• Liability for harm caused to the life and health of third parties (individuals).
• Liability for harm caused to the property of third parties (individuals and legal entities).

What constitutes an insured event?

An insured event is harm that may be caused to the life, health, or property of third parties as a result of a sudden and unintentional event (fire, explosion, accidental water leakage from water or heating systems, etc.) that occurred during business operations and leads to the policyholder's liability to third parties.

What is the insurance sum?

The insurance sum is determined by mutual agreement of the parties, taking into account the individual characteristics of the insured object, potential claim amounts, the type and scope of insured activities, requirements of Ukrainian legislation, and other factors.

How much does an insurance contract cost?

The basic annual insurance tariff is determined by the type of insured activity of the policyholder and the overall liability limit under the insurance contract, ranging from 0.25% to 3%.

The insurance tariff amount is adjusted based on:

• The nature of use and/or area of the premises where business activities are conducted.
• The duration of the insurance.
• The period and conditions of the policyholder's business activities.
• The presence of an insurance payout limit per insured event.
• The size of the deductible.
• The absence of insurance payouts under previous contracts.
• Other factors.

By making changes (clarifications) to these parameters, you can optimize your choice of insurance coverage in relation to its corresponding cost.

For what period is the insurance contract concluded?

The insurance contract is concluded for a period of up to 1 year.

Territory of contract validity?

Ukraine (the specific location of validity is stipulated in the insurance contract).