The PRESTIGE insurance company offers your company reliable insurance protection for damages caused to life, health and/or property of third parties as a result of unexpected events during production processes or operation of premises by your employees.

Advantages of insurance in the PRESTIGE Insurance Company:

• ensuring the financial stability of the business entity;
• in cases of liability for causing damage to third parties, which arises in accordance with the civil legislation of Ukraine, obtaining compensation for expenses at the expense of the insurance company;
• saving time in the event of unforeseen events for consideration of claims from third parties, transferring these concerns to the insurance company.

What is insured?

Property interests of enterprises and organizations related to the need to compensate them for property damage or bodily harm, if such was caused to third parties during the conduct of business activities.

Who can act as an insured?

A legal and natural person - an entrepreneur, which is the subject of entrepreneurial activity, was created and registered in accordance with the procedure provided for by the current legislation of Ukraine. The insured can be both the owner and the lessee of the premises in which the insured business activity is carried out.

What is an insured event?

Damage that may be caused to the life, health or property of third parties as a result of an unexpected and unintentional event (fire, explosion, emergency leakage of water from the water supply or heating network, etc.), which occurred in the course of economic activity and as a result of which liability arises the insured before third parties.

What is the sum insured?

The insured amount is established by agreement of the parties, taking into account the individual characteristics of the subject of insurance, the size of possible claims, the type and scope of the insured activity, the requirements of the current legislation of Ukraine and other factors..

How much is the insurance contract?

The basic annual insurance tariff depends on the type of insured activity of the insured and the general liability limit and is from 0.65%. The size of the insurance tariff is adjusted depending on:

• the nature of the use of the premises;
• the area of the premises where economic activity is carried out;
  insurance period;
• the term of the Insured's business activity;
• insurance indemnity limit for one insurance event;
• franchise size;
• absence of insurance compensation payments under previously concluded contracts and other factors.

For what period can an insurance contract be concluded?

The insurance contract is concluded for a period of up to 1 year.

The territory of the agreement?

Ukraine (the specific place of action is defined in the insurance contract)..