Insurance company "PRESTIGE" offers companies insurance protection against possible material losses in the event of liability to reimburse costs for damage caused to third parties as a result of performing high-risk works or operating high-risk machines, mechanisms and equipment..
What is insured?
Property interests of the client (insured) that do not conflict with legislation and are related to compensation by the Insured for direct damage caused by him to Third parties as a result of performing high-risk works or operating (using) high-risk machines, mechanisms, equipment..
Who can act as an insured?
Business entities that operate high-risk machines.
What is an insured event?
Causing direct damage to life, health and/or property of Third parties.
What is the sum insured?
The insurance amount is established by agreement of the parties.
How much is the insurance contract?
The insurance tariff is from 0.3% of the insured amount.
What amounts of insurance payments are stipulated in the contract?
For damage caused to the life and health of third parties — 50% of the insurance amount, including the insurance payment for one person is established:
- in case of death or death — 500 tax-free minimum incomes of citizens (8,500 hryvnias);
- in case of establishing a disability group (I, II, III gr.) — 450, 375, 250 n.m.d.y. (7,650, 6,375, 4,250 hryvnias) respectively;
- for each day of incapacity for work — 1 n.m.d.y. (17 hryvnias), but not more than 250 n.m.d.y. (4,250 hryvnias) for the entire period of disability.
For damage caused to natural resources, territories and objects of the nature reserve fund — 30% of the insurance amount.
For damage caused to the property of third parties — 20% of the insurance amount.
Is there a franchise in the contract?
The deductible is 1% of the sum insured. Does not apply to insurance payment for damage caused to the life and health of third parties.
For what period can an insurance contract be concluded?
The insurance contract is concluded for a period of up to 1 year..