If you have a license (certificate, certificate, permit, certificate, etc.) to carry out professional activities, PRESTIGE Insurance Company offers to insure your professional liability to third parties. Conclusion of an insurance contract will give you the opportunity not to compensate at your own expense for damages caused to the life, health and/or property of clients or third parties during the performance of your (or your employees') activities as a result of unforeseen and unintentional professional mistakes.

Advantages of insurance in the PRESTIGE Insurance Company: 

• avoidance of costs for compensation for damages caused to life, health and/or property of clients or third parties as a result of carelessness, oversight and professional mistakes committed in the performance of professional activities;
  the possibility of insurance under differentiated insurance tariffs, the level of which
• depends on the type of professional activity, the nature of the insurance risk, the amount of insurance obligations, the amount of the established deductible, the number of lawsuits presented to the client in recent years, etc.

Who can act as an insured?

Legal and competent natural persons (customs brokers, auditors, accountants, appraisers, realtors, builders, lawyers, journalists and specialists of some other professions) who have received a license (certificate, certificate, permit, certificate, etc.) to carry out certain professional activities.

What is an insured event?

The emergence of the policyholder's responsibility to reimburse expenses for damage caused to the life, health and/or property of clients or third parties during and/or as a result of the policyholder's professional activities due to unintentional mistakes, omissions, deficiencies, negligence, wrongful actions, etc.

What is the sum insured?

The insurance amount is established by agreement of the parties.

How much is the insurance contract?

The insurance tariff is from 0.5 to 3.5% of the insured amount, depending on the type of professional activity, the nature of the insurance risk, the amount of insurance liabilities, the amount of the established deductible, etc.

For what period can an insurance contract be concluded?

The contract can be concluded:

• for the period of validity of the license for professional activity;
• for the period of professional activity under a separate contract with the client;
• for another period within the validity period of the license for professional activity in accordance with the insurance contract.

The territory of the agreement?

The territory is defined in the insurance contract.

Is there a franchise in the contract?

The deductible is set by agreement of the parties as a percentage of the sum insured or in absolute monetary value.